Do I Have To Pay Excess If Accident Was Not My Fault?
If the accident was not your fault, you will need to pay your policy excess if you choose to process a non-fault claim through your insurance company. If you work with an accident claims management company for your non-fault accident claim, you will not have to pay any excess or costs. This is part of the accident claims service. The claim will be sent directly to the at-fault party’s insurance company.